Types of Loans

• Commercial secured credit loans, which include lines of credit, capital purchases, letters of credit and working capital.
• Overdraft facilities.
• Real Estate loans to include condo financing, residential mortgages, residential construction loans, commercial mortgages, commercial construction loans and land development loans.

Applications

• All loan proposals must be in writing, signed by the borrower(s).

Financial Requirements

• Current Statement of Affairs (Personal).
• Audited Financial Statements (Corporations). *
• Tax Returns. *
• Projections (if applicable).

Other Requirements

• Any borrowing client will be required to have a deposit account.
• Two references are required on all signatories & beneficial owners (one Bank and one personal (i.e. from an Attorney, Accountant etc.).
• Full Name (s) and Address (s) of Bankers.
• Certified copy of Passport on all signatories & beneficial owners.
• Full name, residential address, e-mail address, telephone and fax numbers.
• Indemnity for Facsimile and E-mail Instructions Form.
• Signature Card.

If any additional information is required or if there is any question please feel free to contact any of the following personal bankers at Tel: (501) 226-2388/3083, Fax: (501) 226-2892, or by e-mail at cibl@btl.net.

Ms. Tricia Villanueva – Marketing Officer
Mr. Odway Flowers – IT Director
Ms. Joy A. Flowers – Executive Vice President

Apply Now for a Financing!