Lessons You Can Learn from Corporate International Lending

Gold & Silver Globe with CoinsDebt, on the whole, is seen as a negative thing, but many of the wealthiest individuals and corporations don’t see it that way. Borrowing, when done correctly and within one’s financial limits, can actually be a savvy way to make the most of your resources and enjoy a better and more financially stable life.

Corporations know that international lending can be far better and more practical than domestic lending, and as an individual you can learn from them to figure out how to make offshore financing work for you.

Corporations Look for the Lowest Lending Fees

When businesses are borrowing potentially millions of dollars at a time, they want to do everything possible to keep their lending costs low. Loan application fees, as well as monthly or annual borrowing and administrative fees, have the potential to add up quickly. This is especially true if you are borrowing a sum of money from a country with a high cost of living.

One of the best and most effective ways of spending less on fees is by seeking out a location, like Belize, where the lending costs are low due to an overall affordable cost of living.

Big Business Secures the Best Loan Interest Rates

There is virtually nothing more important when it comes to lending than the interest rates that the borrowers will pay. Securing a loan in North America can be challenging in today’s economic climate, and even successful businesses with an impressive track record may have to put down a staggering amount of assets as collateral, have a sterling credit report and pay high interest rates just to borrow money for a short amount of time.

By securing a loan from an international destination, you will have more freedom to negotiate your terms and shop around for the best loan interest rates, something that any savvy CEO would also do.

Corporate Financing Comes in Multiple Currencies

Corporations that operate on a global level don’t rely on a single currency to meet all of their financial needs, and neither do you. If you are thinking about moving or retiring overseas, buying international property or traveling abroad, an international loan in a foreign currency might actually be more useful. As a bonus, the terms and interest rate of your loan might be more favorable should you opt to borrow a different currency.

Businesses Know that the Lender Location Matters

If you were to look at the offshore banking and borrowing destinations associated with big corporations, you would notice a trend. Although international lending might cover the entire globe, businesses gravitate toward a few places with a great environment for foreign lenders.

Do what the successful CEO does when taking out a loan and research the best destinations that can offer you the best rates, the most privacy and the most banking stability for your finances today as well as 10 or 20 years into the future.

Corporations in need of financing often look beyond their home country for the right loan. Learn from their successes by opting to take out your own loan from an international lender.

Contact us today for more information about securing a loan with Caye Bank.


About this author

Caye International Bank Limited (CIBL) was granted an Unrestricted "A" Class International Banking License on September 29th, 2003 by the Central Bank of Belize and is regulated by the Central Bank of Belize which set the standards for liquidity and capital adequacy.